Back in the early 2000′s (almost 10-years ago)… I made some very bad business decisions which led to my bad credit.
I was the entrepreneurial type.
I didn’t want to go to school and get a degree just like everyone else. Instead, I wanted to find a career where I controlled my destiny. I didn’t want to have to answer to anyone. And so that’s why I decided to go into business for myself.
The only problem was… I didn’t know how to put together a business plan, nor did I have the patience to learn how. I was always looking for short cuts. So instead of getting a small business loan from the bank to help me start up my new business… what I did instead was finance my business using personal credit cards.
I tried business venture after business venture. And because I didn’t know what I was doing… I’d fail every single time. And with every failure… came more debt. I kept piling on the charges over 12-different credit cards. And ultimately, I just couldn’t keep up. That’s what led to my bad credit.
When I could no longer afford to pay my credit card bills… that’s when I knew my credit was shot. So what this blog is all about is my journey of many different things I’ve researched and tried to repair my bad credit.
If you’re in the same boat just like I was… and you can relate to my story… follow along and subscribe to my blog as I share with you the do’s and don’ts of how to fix your bad credit.