The information presented on this website represent our own personal views based on our own personal experiences only.
However, because of the rate with which conditions change… we reserve the right to alter and update our opinion based on new conditions.
All content displayed on this website is for informational and educational purposes only.
While every attempt has been made to verify the information on this website, we cannot assume any responsibility for errors, inaccuracies or omissions.
We are not licensed credit counseling professionals.
If advice concerning legal or related matters is needed, the services of a fully qualified professional should be sought. This website is not intended for use as a source of legal or accounting advice.
You should be aware of any laws which govern loan transactions or other credit card practices in your county and state.
One last thing… because we want to be completely transparent with you.
The way we get paid is by being consultants / affiliates for other people. We are financially or otherwise benefiting from anything you read, click on, or buy from our website partners.
You should assume we have motivation for linking to everything on this website and will benefit from it somehow.
You should assume we are no better than you are and your opinion has just as much weight as ours.
You should question everything we say and come up with your own thoughts and opinions and not blindly trust any informational website online.